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How It Works

Fully customizable and native to Axure. You can't help but smile.

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1

One borrower loan

1a) Complete our registration (KYC) form, by entering your personal information, including Bank Verification Number (BVN)
1b). Confirm the email or provide an OTP sent through the email address/phone number associated with the BVN.

2

Split into many notes

Obtain your credit score by answering a few questions.

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3

Your Notes Portfolio

Select your desired amount. You will be presented with a maximum eligible loan amount not exceeding ₦2 million in the first instance for personal loan, and ₦10,000,000 for business loan.

4

Split into many notes

Upload all required supporting documents

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5

Your Notes Portfolio

Select your desired amount based on the maximum loan amount available to you and your loan needs.

6

Split into many notes

Await Loan approval (usually within 24 hours)

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1

Investor KYC

Complete our registration (KYC) form

2

Split into many notes

Fund your account through your bank account, or debit/credit card (Visa, Verve or Mastercard)

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3

Your Notes Portfolio

Build your custom portfolio by selecting the desired loan. You can also use our Auto Invest Tool to reinvest your investment through available options.

4

Split into many notes

Simply sit back and watch your cash grows with your returns deposited monthly into your Credence registered account.

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